Professional? Professional!

Today I found I made a silly mistake. I chatted with some fellows and asked them what's the tax letter sent by the government used for. They told me they had already got the tax return...Weird, why I still had not got it??? They also told me if I did not get it through the bank account, I must get a cheque. A cheque? Since I am leaving, I decided to find out what's going on. I checked the letter I received. No cheque...I played with the piece of fancy paper and tried to figure out what the picture meant again. All of a sudden, I saw the word "cheque" on the back of the paper! OMG, it was a cheque!!! S jiejie laughed at me and said that luckily I did not tear it to pieces...

I have many certificates to prove I am professional. I have certificate on computer, language, securities and so on. And the one that once made me very proud of is my CPA certificate, since few people in my department could pass the exams within such a short period of preparation, and get the certificate before graduation. I think I should belong to the kind of people, who know how to prepare for exams a little better than others and have a little luck in the exams. I don't mean to say I am clever. I just want to say if you take a lot of exams, you can have some experience and skills as well. I put all my certificates in a plastic bag. A big bag!!! 


However, those certificates are quite ironic in my eyes, including my degrees. Sometimes I just think others get certificates for career and wealth, and I get certificates for fun and annual association fees...The most ironic ones I think should be my degrees and the certificates related to my major. Although I am a CPA, I have never seen a receipt used in companies. I had a very tough time to imagine how those receipts worked and were circulated in companies when I took the auditing exam. So it is not a surprise that I played my cheque as a fancy paper -_- And moreover, I have no business sense at all! I never watch business news. I don't invest in any financial product. S once asked me to have a try and invest some money in equities. Without thinking, I said no and "did you want to ruin my piggy life?" I also hate credit card and any other card. I always don't know how much money in my wallet and in my account. When my mom asked me about the monthly expenditure after I lived in Canada for some time, I told her that I did not know (I really don't know even now). And to make me not that stupid, I used my fancy accounting terminology and told my mom that it was on-going and I could only know that at the end of year. Of course, my mom knew that her silly daughter continued her silly life in Canada...

I quite envy some of my fellows, especially several girls I lived with. They always know how much money they have and make all the financial issues in great order. While I always did not know whether I got my scholarship/payment or not, how much money my parents gave me and how much I spent...Totally disorder...I think I will never be a rich person, because I hate dealing with money. And I think it will not take a long time, I will be the poorest person among my former fellows and current fellows. The other day I felt quite disappointed when I talked with S about the job opportunities I gave up. I am quite sure that after 3 or 4 years, if I took those jobs, I would have higher payments than what I can receive after getting the PhD degree, even here in Canada. And to make things worse, now what I worry most is not the payment but whether I can find a job...Maybe I will get another certificate later, unemployment certificate,  and food bank's food stamps...It seems I am not only not good at investing money, but also not good at investing my life time...When can I become smart?